Mortgage Market Manager Joe Straus & Mortgage Loan Officers Jackie Milbrath, Robin Wall, Patti Helm-Schmitcke, Kayla Kallander, & Dan Vigesaa Not pictured: Jeremy Helgoe First International Bank & Trust (FIBT) is grateful for the opportunity to serve as trusted advisors when it’s time to make big financial decisions—like buying a home. Since 1910, their full-service, independent community bank has focused on helping their customers Live First. Whether it’s a new home purchase, a refinance, or a HELOC that allows a family to access their home’s equity, they stand ready to make your dreams of homeownership more attainable. Their local FIBT mortgage experts make the mortgage process simple and comfortable. You’ll have peace of mind knowing you’re partnering with a family-owned community bank that has your best interests at heart. If you’re thinking about buying a different home, refinancing, using the equity in your home, or becoming a landlord, FIBT can help. NMLS # 629509 NMLS # 422770 NMLS #1316723 NMLS # 629513 NMLS # 986939 NMLS # 400232 NMLS # 629511 First International Bank & Trust Four Convenient Locations in FMWF 800.359.8092 FIBT.com